Everyone likes some extra income to fuel their hobbies, but the conventional means to generate it often require too much time and effort. Well, things are changing now, refer and earn apps have become a popular method in the last few years to boost side income without any hassle. You only need your phone, a stable internet connection, and a network of people with whom you can share your referral links. When people join through your referrals, these apps give you a real money bonus as a reward.
Based on how active you are, you can easily earn between Rs 1000-10,000 per month, and even more in some cases through refer and earn apps. Also, your income won’t be limited to just bonuses achieved through referrals. Many of these refer and earn apps are gaming platforms where you can play fun titles Teen Patti, rummy, solitaire, ludo, fruit chop, etc. You get to participate in the live tournaments and win huge real cash awards which can be easily withdrawn to your bank account.
So by combining winnings from real money tournaments and referral bonuses, you can create substantial side income. Mobile gaming is a growing industry, the internet is cheap now, phones are affordable and everyone from a homemaker to c suit executive is constantly in touch with technology. Plus, playing on refer and earn apps also allows people to relax and unwind. So yeah, this segment will keep growing at a good rate, and the same growth will be reflected in referral incomes generated through such apps. Without any delay, let’s take an in-depth look at the 10 best refer and earn apps that you can try in 2025.
For first-time users, it’s important to understand the working mechanism of refer and earn apps. The concept is simple, you join a platform, and that platform will pay you for bringing in more people. This helps them to not only retain you but also expand the untapped user base in your family and friends or colleague circles. You get paid for sharing some good value-for-money applications with your loved ones. The exact process to earn will differ from app to app and we’ll cover that, but here’s a general breakdown :
Step 1: Open the lay Store, and install the said refer and earn app, or you can download and install APK from the official website.
Step 2: Open the app, it’ll ask for signup. Fill in all the details like name, email, and password. Some apps will allow you to directly sign in with your Google account.
Step 3: Once all setup is done, you’ll be given a referral code, no
need to save it
separately as it’ll always be there in the app.
Step 4: Voila, you are eligible to
rake in referral income now. Just share this link or code in your network.
Step 5: Whenever someone joins the app from your link, you’ll get some money, and the person joining may also get a bonus. You can try this with multiple apps to increase your overall earring amount.
There are plenty of refer and earn apps available in the market right now, and choosing the best one can be hard for beginners. Some may end up installing low-security shady apps, which can lead to financial losses. That’s why we have cherry-picked the 10 best options based on consumer reports, UI, ease of payments, and earning potential. Some of the refer and earn apps won’t even require any KYC. Here’s the full list :
| Refer and Earn Apps | Referral Bonus Amount | Ratings | Reviews | Supported Platforms |
|---|---|---|---|---|
| Teen Patti Pro | Rs 150 | 4.4/5 | 20Lakh+ | Android, Ios |
| My 11 Circle | Rs 500 | 4.2/5 | 9lakh+ | Android, Ios |
| Amazon Sellers | Rs 1000 | 4.1/5 | 95lakh+ | Android, Ios |
| Roz Dhan | Rs 12 | 3.7/5 | 2lakh+ | Android, Ios |
| Zupee | Rs 5 | 4/5 | 12 Lakh+ | Android, Ios |
| Google Pay | Rs 200 | 4.4/5 | 1Corore+ | Android, Ios |
| Coin DCX | Rs 100 in BTC | 4.4/5 | 3Lakh+ | Android, Ios |
| Super Money | Rs 11 | 4.6/5 | 20k+ | Android, Ios |
| Upstox | Rs 600 | 4.5/5 | 4Lakh+ | Android, Ios |
| Winzo | Rs 50 | 3.6/5 | 65Thousand+ | Android, Ios |
If you like to play card games and need a consistent source of referral income, then the Teen Patti Pro app should be your top pick. This refer and earn app works on both Android and iOS devices. The app is full of fun and interesting classic card game titles like Teen Patti Royale, Teen Patti Hoy, and Patti Pro League. On your first signup, you get a huge bonus of Rs 100-1000 and a referral link to share with your friends. When someone joins the app from your referral link, you get Rs.150 as a referral bonus. There’s no limit on how many people can join from your link, so you can share it with as many people as you want. The app is easy to navigate, 100% secure, bot-free, RNG certified, and allows you to withdraw your referral earnings directly to your bank account through UPI and Internet Banking. So for those who need to refer and earn apps without investment, Teen Patti Pro is a good option.
My 11 Circle is one of the fastest-growing fantasy cricket apps in India. You can earn up to Rs.500 whenever someone joins the app through your referral link. This money can be used to participate in live cricket matches and fantasy tournaments where you have to make a winning team combination. To date, they have given out over 500 crore in winnings to millions of players who tune in from all across the country, especially during IPL system. Once the match is over, your winnings get smoothly transferred to your bank account through their advance payment gateway. Their customer support is available 24*7 and resolves all queries in record time. It’s completely legal and safe to play fantasy sports on My 11 Circle, so if you have a knack for cricket and want to earn referral income through it, do try this atleast once.
Life without Amazon is hard to imagine these days. From books and school bags to the latest mobile phones, we can order anything and everything. But Amazon is just like a big mall, it’s a marketplace where different sellers set up their digital shop. Amazon has an amazing referral program for these sellers. If someone joins the seller network from your referral link, you can win awards worth up to Rs25,000 per referral. The person who is joining can also earn up to Rs 1000 once they start selling on Amazon. It’s a great program to make people aware of e-commerce’s massive earning potential and to empower local sellers. Do not that, you’ll be eligible for awards only if the person joining from your referral starts selling within 30 days of registration. You can find other relevant information here.
Roz Dhan is no no-nonsense money-earning app. Here you get paid for solving simple puzzles, reading articles, leaving reviews, spinning daily wheels, walking a certain number of steps, and playing fun and casual games like carrom, snake & ladder, etc. Each task is quite simple and can be done in a max of 10 minutes. With Roz dhan, you can easily earn Rs 200 every day for online shopping on Amazon, Flipkart, and other such platforms. On your first signup, you get Rs 50, and then when you do a task you get an additional 50. Whenever your friends join from your referral link, you get Rs 12, you also get more money whenever they use the app. It’s like fixed commission income. Roz Dhan is a simple, quick, and very light platform that works on even low-end devices. It’s one of the best refer and earn apps in India right now.
We all have grown up playing ludo and Zupee helps to bring that childhood experience to your phone screen. It’s a unique refer-and-earn app where you can invite friends and family members to have chill ludo sessions in private lobbies. You can chat, tex,t and have a good time rolling dice and strategizing on your digital ludo boards. Whenever someone joins Zuppee from your link, you get Rs5 right away, and 10% of their first deposit up to Rs100. There’s no delay in the process, and the referral amount gets credited to your wallet right away. The friend who is joining also gets Rs10, and some cashback on their deposit. This amount can be used to participate in live real-money tournaments to expand the earring potential further.
Google Pay, commonly known as Gpay, is a clean, simple, and efficient UPI app that allows you to make payments across digital platforms. From simple mobile recharge to LPG cylinder booking, you can pay for almost all important services using this app. Gpay hosts one of the best referral programs among all UPI platforms, and every individual can share 100 referrals. Whenever someone joins through these links and makes a payment, you get up to Rs200 in the form of scratch cards, and the person who makes the payments may get up to Rs501. The number can vary from time to time, but the success ratio is upward of 90%. So if you are looking for a reliable, fast, and secure UPI app along with a good referral program, Gpay can be a good choice.
Coin DCX is an indian exchange that allows you to invest in Crypto currencies effortlessly. Despite attracting a hooping 30% tax in our country, demand and craze for Crypto is increasing every other day. After WazirX’s fall, Coin DCX has established itself as a solid choice for modern investors who want to diversify their investment journey. Their referral program is quite good, and you get Rs100 in BTC along with lifetime commissions whenever someone joins the app from your link and trades on the platform. Plus, both you and the person joining can make additional bonuses on deposits. So if you are on the lookout for a bit risky, thrilling, and lifelong referral potential app, Coin DCX is a worthy contender. You’ll get detailed reports and summaries about trades, profits, losses, and other information to help you file your taxes efficiently.
Super Money is a new and refreshing UPI app by Flipkart. It’s slowly evolving to become a full-service fintech platform that offers not only seamless transactions but also the ability to invest in high-yield FDs in small finance banks without the need to open an account. Their referral program is one of the best in the industry right now and is a bit unique. Here you can send around 25 memes to different people, and each of them will receive Rs 11 at first. But once they join and make payments, canshabacks can be as high as Rs,500. The app also has a super money card, which gives you extra discounts on swiggy, zomato, myntra, amazon, and other such platforms. Plus, whenever you make a UPI payment, some cash back is awarded to you. You can accumulate it and transfer it easily to your bank account.
If you want to get serious in your investment journey, then Upstox is the best refer and earn app for you. It’s a discount broker which allows you to participate in equity markets. You can buy stocks, and mutual funds, do F\&O trades, and everything in one single app. The app also has easy-to-understand and quite informative study material to get you acquainted with capital markets. However, to register you’ll need to do full KYC. They have a good and flourishing referral program. You get up to Rs 200 deposited in your demat account when someone joins through your referral link. You can use this to buy stocks, start SIP, or clear maintenance charges and all. The app is completely safe, registered with SEBI, and follows all regulatory compliances to keep your information safe. Just be cautious, and read all scheme-related documents because markets are risky and volatile.
Winzo is a fun and exciting multi-gaming platform where you can earn real money by playing simple casual games like ludo, fantasy football, pubg, bgmi, snake & ladder, spin wheel, and more. The app is well-optimized to run on both Android and iOS devices. Their referral program is quite good, and you can earn Rs.50 whenever someone joins the app through your referral link. It’s promoted by none other than cricket legend M.S Dhoni, which further solidifies its trust and transparency among players. Winzo’s website gets regular updates with blogs on the latest games, earning methods, referral codes on other platforms, and the latest developments in the gaming industry. You can enjoy more than 70 titles on their app, which will keep you excited and happy on long mundane weekends.
